Put 30% down. Own it outright.
Own dedicated, US-built AI hardware for a fraction up front — and it goes to work from day one: 30% of what it earns is paid to you in cash, and our 70% share retires the balance. At 100% it's yours and the split flips in your favor. 8% interest.
It's house hacking for compute: buy the duplex with 30% down, the tenants' rent pays the mortgage, and you collect a share of it from day one. Here, the tenants are AI workloads renting your machine's spare capacity — our 70% of the rent retires the balance, and 30% lands in your pocket.
How rent-to-own works
Reserve your hand-built machine with 30% down. 8% interest — the balance is retired by our 70% share of what it earns, never billed to you in cash.
Hosted in Oregon, your machine earns from real AI demand. Our 70% share retires the balance — and 30% of what it earns is paid to you in cash from day 1.
At 100% paid, the lien releases and the split flips in your favor: you keep 70% of what it earns, permanently. Keep it hosted and earning, or have it shipped to you.
Own it in ~X months
Projected at current market rates (30% down, 8% interest) — not a promised date.
Rent-to-own is offered where the economics genuinely work: H200 rack at any quantity, and the 4× RTX PRO 6000 rack. The RTX 5090 is buy-outright — at ~$0.50/GPU-hr its rental economics can't retire a financed balance.
You're never stuck
Exit anytime during payback and your full down payment is refunded in cash — the machine reverts to B3-IQ. You can never lose your down payment.
After payoff, we'll buy the machine back at a published floor — 70% / 55% / 40% of the original price at 12 / 24 / 36 months — or market price, if higher.
Every part is priced at our landed cost — no markup on parts. While your machine pays itself off we keep 70% of what it earns; once it's yours, you keep 70%. Earning machines carry B3-IQ Managed Hosting — one monthly services rate that covers power, monitoring, security, insurance, remote hands, and the marketplace operations that keep it earning.
Write it off in year one
This is a purchase: you own the machine from day one (B3-IQ holds a lien until the balance retires), so your depreciable basis is the full machine price — not just the down payment. Under current law, 100% bonus depreciation (§168(k)) and Section 179 expensing let a business deduct the full price of qualifying equipment — servers included — in year one, rather than spreading it across future years.
The write-off offsets the machine's earnings; if it exceeds them in year one, the excess generally carries forward to future years or is released when you sell. It doesn't offset your salary, and depreciation can be recaptured on a sale. Whether year-one expensing applies to you depends on your situation — this isn't tax advice; talk to your CPA. Read the 2026 §179 + bonus-depreciation guide
Questions
Yes — 30% of what your machine earns is paid to you in cash from day 1, with Managed Hosting billed against it. Our 70% share is what retires the balance.
The lien releases and the split flips in your favor: you keep 70% of what it earns (we take 30%), permanently. Keep it hosted and earning, or have it shipped to you.
Power, 24/7 monitoring and on-call, physical security, machine insurance, remote-hands labor, networking and bandwidth, and marketplace operations — demand matching, routing, billing, and SLA. It's one monthly services rate, billed against your cash share during payback, and the same rate after payoff.
Yes. Hosted machines are covered against physical loss or damage while racked in our facility — fire, theft, water, electrical — at replacement value. You're the named insured, with B3-IQ as loss payee while a balance is outstanding. Coverage doesn't extend to your data or lost earnings.
Your payoff takes longer — and below the point where our 70% share outpaces the 8% interest, the balance stops paying down entirely. A larger down payment or higher utilization restores the math; you can also pay the balance down early, or exit anytime under Down Payment Protection. The balance is never billed to you in cash.
You do, from day one. B3-IQ holds a lien (security interest) on the machine until the balance retires; once it's paid off the lien releases and the split flips in your favor.
Yes — pay the remaining balance any time. No prepayment penalty — interest simply stops accruing.
At ~$0.50/GPU-hr its rental economics can't retire a financed balance — the payback never closes. We only offer rent-to-own where the math genuinely works.
Exit anytime during payback and your full down payment is refunded in cash — the machine reverts to B3-IQ. After payoff, the guaranteed trade-in floor applies, or sell on the open market.
Stop renting GPUs you could own
Configure a build to see your down payment and payoff timeline, or talk it through with the team first.